Contrary to popular belief, most car accidents occur within five kilometres of home, not while people are traveling on vacations. Male drivers cause twice as many accidents as female drivers, a recent survey has found.
And the bigger the car's engine, the greater the chance of cars accidents.
Sports cars and hatchbacks were found to be at highest risk.
There are situations where someone may intentionally crash into your car. Even though the damage to your car may be small, the dishonest driver of the other car is looking to cash in on a big insurance payoff. That driver may make claims against your car insurance company for fake serious injuries.
If you just had a car accident:
- Stay at the scene of the accident until police have come and gone, making sure you have the name of the officer(s) and that they have your version of what happened. Do not assume a police report will "take you off the hook" or even that one will be generated in the event of a minor accident ("minor" may mean no one is injured even though your car suffers a direct hit). Exchange names, addresses, driver's license and insurance information with the driver of the other car.